A simple, effective way to transform your finances and your life, from the author of The Behaviour GapCreating a financial plan is overwhelming. Financial books, magazines and websites offer long lists of options that are confusing, convoluted and contradictory. Carl Richards eliminates that confusion. He gives you The One-Page Financial Plan - 12 clear steps presented on one single page. A simple guideline to getting the financial life you want without ever feeling overwhelmed. With 20 years of experience as a financial adviser, he then provides napkin illustrations, simple rules and financial shortcuts to help you take those important 12 steps. In The One Page Financial Plan, he offers help to anyone who's ever felt lost and confused about what to do with their money.Carl Richards is a certified financial planner, author of The Behavior Gap, and founder of Prasada Capital Management. His column, 'The Sketch Guy' runs weekly on The New York Times website, and he is a columnist for Motley Fool. Richards appears regularly on National Public Radio's Marketplace Money, and is a frequent keynote speaker at financial planning conferences and visual learning events. He lives in Park City, Utah, with his family.